As a life agent, you’re always looking to provide your clients with a best class rating. You also know that different carriers have different guidelines for underwriting applicants. This is just one of the many reasons it pays to do business with Creative Life. Rather than trying to go it alone, partner with your Life Sales Consultant and one of our two in-house underwriting consultants to better field underwrite a particular client and determine with which carrier(s) you should apply. As the marketplace continues to evolve, underwriting guidelines can change, but Creative will help you make decisions that result in the best outcomes for your clients.