Allianz PreferredSM is an exclusive sales platform that is available to a select group of financial professionals. It’s designed to reward our producers for their loyalty, and to recognize their success.
Preferred producers receive two exclusive benefits: Preferred Products and Preferred Privileges.
Products on the Allianz Preferred Platform
We offer a trio of fixed index annuity products to our Preferred producers. They each offer some differing features in addition to what you would normally expect from an FIA (principal protection from market downturns, tax deferral, and lifetime income in retirement):
Allianz 222® Annuity gives your clients options for accessing the benefits of the product. It offers two ways to receive a bonus on the Protected Income Value, two ways to get an income increase and two ways to receive a death benefit.
To receive the Protected Income Value, including any premium bonuses and interest bonuses, you must hold your annuity in deferral for at least 10 contract years and begin receiving lifetime income withdrawals between the ages of 60 and 100. You will not receive the premium bonus or potential interest bonuses if the contract is partially or fully surrendered, if traditional annuity payments are taken, or if the Protected Income Value rider is terminated.
Allianz 360SM Annuity with its 360 Benefit rider (available at additional cost) can help your clients address both halves of the retirement puzzle — accumulation and income. This is one of the simplest FIAs to explain to clients because it doesn’t have a separate income value – no separate values for death benefit or income riders.
Allianz 365i® Annuity with the optional additional cost Income Maximizer rider offers three available income withdrawal options: (1.) Predictable payments; (2.) Increase-opportunity payments; and (3.) Inflation-protected payments.
All three FIAs give you the opportunity to present two newer crediting options in addition to some more well-known allocation options:
- Russell 2000 Index
- Barclays US Dynamic Balance Index
The Barclays US Dynamic Balance Index, exclusive to Allianz fixed index annuities, shifts weighting daily between an equity index and a bond index based on realized market volatility.
In addition to exclusive product access, Preferred Producers enjoy the following benefits:
- Tiered compensation bonuses
- Deferred compensation potential
- Priority Advanced Markets support
- Exclusive access to Social Security Explorer tool
- Special Allianz Preferred-only events
- Client-approved videos
- Vendor discounts on wireless service, shipping and office supplies
- And much more
For more information on Allianz Preferred, contact your CreativeOne Team at 800.992.2642 to learn more about the products and eligibility requirements. We look forward to working with you and your clients!
For producer use only. Not for use with the general public. 13075 – 2013/11/14 | 33845
Contracts C54370 and C52575 and riders R95316, R95331, and R95352 are issued by Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN 55459-0060. www.allianzlife.com
Product and feature availability may vary by state.
These products are only available for sale by producers authorized under the Allianz Preferred platform. Consideration for Allianz Preferred is subject to a review of agent history, background, and other factors.
Bonus annuities may include higher surrender charges, longer surrender charge periods, lower caps, higher spreads, or other restrictions that are not included in similar annuities that don’t offer a bonus feature.
Please note: Although an external index may affect the interest credited, the contract does not directly participate in any equity or fixed income investments. Clients are not buying shares in an index fund. The index value does not include the dividends paid on the equity investments underlying any equity index. These dividends are not reflected in the interest credited to the contract.
Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.
The Barclays Capital U.S. Aggregate Bond Index is comprised of U.S. investment-grade, fixed-rate bond market securities, including government agency, corporate, and mortgage-backed securities. The Barclays US Dynamic Balance Index is comprised of the Barclays Capital U.S. Aggregate Bond Index and the S&P 500® Index and shifts weighting daily between them based on realized market volatility.
Allianz products are not sponsored, endorsed, sold, or promoted by Barclays Capital. Barclays Capital makes no representation or warranty, express or implied, to the owners of Allianz products or any member of the public regarding the advisability of investing in securities generally or in Allianz products particularly or the ability of the Barclays Capital Indices, including without limitation, the Barclays Capital U.S. Aggregate Bond Index and Barclays US Dynamic Balance Index, to track general bond market performance. Barclays Capital’s only relationship to Allianz Life Insurance Company of North America and its affiliates (“Allianz”) is the licensing of the Barclays Capital U.S. Aggregate Bond Index and Barclays US Dynamic Balance Index which is determined, composed and calculated by Barclays Capital without regard to Allianz or Allianz products. Barclays Capital has no obligation to take the needs of Allianz or the owners of Allianz products into consideration in determining, composing or calculating the Barclays Capital U.S. Aggregate Bond Index and Barclays US Dynamic Balance Index. Barclays Capital is not responsible for and has not participated in the determination of the timing of, prices of, or quantities of Allianz products to be issued or in the determination or calculation of the equation by which Allianz products are to be converted into cash. Barclays Capital has no obligation or liability in connection with the administration, marketing or trading of Allianz products.
Barclays Capital does not guarantee the quality, accuracy and/or the completeness of the Barclays Capital indices, or any data included therein, or otherwise obtained by Allianz, owners of Allianz products, or any other person or entity from the use of the Barclays Capital Indices, including without limitation, the Barclays Capital U.S. Aggregate Bond Index and Barclays U.S. Dynamic Balance Index, in connection with the rights licensed hereunder or for any other use. Barclays Capital makes no express or implied warranties, and hereby expressly disclaims all warranties of merchantability or fitness for a particular purpose or use with respect to the Barclays Capital Indices, including without limitation, the Barclays Capital U.S. Aggregate Bond Index and Barclays U.S. Dynamic Balance Index, or any data included therein. Without limiting any of the foregoing, in no event shall Barclays capital have any liability for any special, punitive, indirect, or consequential damages (including lost profits), even if notified of the possibility of such damages.
Russell 2000® Index is an equity index that measures the performance of the 2,000 smallest companies in the Russell 3000® Index, which is made up of 3,000 of the biggest U.S. stocks. The Russell 2000 is constructed to provide a comprehensive and unbiased small-cap barometer and is completely reconstituted annually to ensure larger stocks do not affect the performance and characteristics of the true small-cap index.
The Russell 2000 Index is a trademark of Russell Investments and has been licensed for use by Allianz Life Insurance Company of North America. The product is not sponsored, endorsed, sold, or promoted by Russell Investments and Russell Investments makes no representation regarding the advisability of investing in the product.
S&P® is a registered trademark of Standard & Poor’s Financial Services LLC (“S&P”). This trademark has been licensed for use by S&P Dow Jones Indices LLC and its affiliates. S&P® and S&P 500® are trademarks of S&P. These trademarks have been sublicensed for certain purposes by Allianz Life Insurance Company of North America (“Allianz”). The S&P 500 is a product of S&P Dow Jones Indices LLC and/or its affiliates and has been licensed for use by Allianz. Allianz products are not sponsored, endorsed, sold, or promoted by S&P Dow Jones Indices LLC, Dow Jones, S&P, or their respective affiliates and neither S&P Dow Jones Indices LLC, Dow Jones, S&P, or their respective affiliates make any representation regarding the advisability of investing in such product.