Annuity Mechanics Archives - Creative Edge

Colorado Bankers Life increases MYGA rates to 3.35% for 5 years

3.35% guaranteed interest rate* for 5 years   CBLA 5 is a NEW Single Premium Multi-Year Guaranteed Rate Annuity that, in addition to the guaranteed 3.35% interest rate, also provides: Monthly Interest Option available after 30 days 10% free withdrawals after the first year An RMD friendly solution A nursing home waiver This is a limited… Read More


Update from Allianz on the DOL Fiduciary Rule

Update on DOL fiduciary rule I am writing you today to give you an important update relating to the Department of Labor (DOL) fiduciary rule. Last December, in an email to all Allianz PreferredSM agents, we mentioned that we would be implementing a pilot program through which we would select a limited sample of submitted… Read More


Allianz: Three major items that can impact a client’s retirement

Join us as Cory Zafke of Allianz Life discusses the three major items that can impact a client’s retirement including: Health care Inflation Taxation  


F&G: A Higher Interest Rate is Around the Corner!

November 18 2016

by CreativeOne - www.creativeone.com

A 3.1 % Special Interest Rate ON FG Guarantee-Platinum® 5 is Almost Here For a limited time, the interest rate on Fidelity & Guaranty Life’s FG Guarantee-Platinum ® 5 single premium fixed traditional will increase to 3.10%, guaranteed for five years. Don’t waste time getting this special interest rate to your clients! The interest rate special… Read More


Updates to Nationwide New Heights® 12

Nationwide New Heights ® 12 offers a strategy option with: 100 % Index Participation  0% Spread No Cap The Nationwide New Heights® fixed indexed annuities feature J.P. Morgan MOZAIC ℠ Index (USD). Created by the award-winning designers at J.P. Morgan,¹ the potential benefits include: A globally diversified approach using 12 asset classes, including equities, fixed income… Read More


Athene Adjusts BalancedChoice Annuity Strategy Allocations

Effective, July 2, 2016, Athene BalancedChoice Annuity (BCA)  will be adjusting the strategy option allocation percentages. View the official notice and deadlines here. Please contact your CreativeOne sales team at 800.992.2642 if you have any questions or would like any additional information.


Gains Below the Line: A Conversation on the Strength of the FIA

Do market movements have your clients concerned about their bottom line? What if you could show them a way to capture the gains below the line? One of our most popular presentations dramatically illustrates the value of achieving ‘gains below the line’ with the annual “ratchet and reset” feature of the fixed indexed annuity. Contact… Read More


Webinar: The Ins and Outs of Annuity Product Pricing

Join CreativeOne and the National Association for Fixed Annuities (NAFA) for a webinar discussing the ins and outs of annuity product pricing. This webinar will teach you about: The role of the surrender charge in an annuity contract. How market value adjustments can impact annuity value. How carriers price fixed index annuities. What to understand… Read More


Risk Control Indices in Fixed Indexed Annuities: 10 Good Reasons to Like Them

Risk-control indices have become the second most popular allocation within fixed indexed annuities—join us for a conversation! We’ll explain how they work and outline reasons why they are a good option in today’s volatile and low-interest-rate market. 10:30 a.m. CDT September 17, 2015 Register now


Receive a Competitive Income Annuity Quote Quickly

Since being approved in 2014 for use in traditional IRAs, 401(k)s, and other approved retirement plans, Qualified Longevity Annuity Contracts (QLACs) are hot topics in the news.  What many don’t realize is QLACs are simply a specific kind of Deferred Income Annuity (DIA) that allows one to purchase a guaranteed income to begin at some… Read More