Breaking News Archives - Creative Edge

Barron’s 50 Best Annuities for 2018

Barron’s, one of America’s top financial newspapers and magazines, recently published its annual review of the most competitive annuity products in the marketplace focusing on providing guaranteed income for life. It highlights the 50 most competitive products available today, comparing and contrasting the primary income annuity alternatives including variable annuities, deferred income annuities, immediate income… Read More


CreativeOne’s has a new game-changing app.

Welcome to the CreativeOne app and the GLWB Investigator. For licensed financial professionals, finding the right product for the right client isn’t always easy. You have to do a lot of research if you want to do your job right. Enter CreativeOne’s new app. Before this app came out, advisors and agents had to follow… Read More


CreativeOne DOL Fiduciary Rule Update

6/28/2018 On June 21, 2018, the 5th Circuit Court of Appeals ruling that the Department of Labor (DOL) had exceeded its authority in issuing its fiduciary rule was officially vacated. This means that the Fiduciary Rule has been revoked in its entirety and is no longer in effect. What does this mean to you? You… Read More


Now available: Protective® Guaranteed Income Indexed Annuity

New product available through CreativeOne: Protective® Guaranteed Income Indexed Annuity As part of our ongoing commitment to financial professionals like you who share in our mission of protecting financial futures, we are pleased to offer a new and exclusive indexed annuity that was carefully designed around your specific business model: Protective® Guaranteed Income Indexed Annuity,… Read More


Delaware Life Introduces Life Target Income 10

Delaware Life Introduces Life Target Income 10 It’s a flexible premium deferred fixed index annuity built for clients focused on retirement income planning and looking for guaranteed lifetime income. Delaware Life Target Income 10SM also delivers competitive accumulation potential and principal protection. Highlights include: There is no direct downside market risk to your money. Guaranteed… Read More


DOL Fiduciary Rule Update

As of Friday, May 17, 2018 the Department of Labor’s Fiduciary Rule remains in effect. Despite the Fifth Circuit issuing an opinion vacating the rule, the Circuit has yet to issue a mandate to officially vacate the rule. The earliest the court could have issued the mandate was May 7. This incredibly long delay has… Read More

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BREAKING NEWS: 5th Circuit Court Denies Motions by AARP, States

The Fifth Circuit Court has denied the motions to intervene with the Department of Labor Fiduciary Rule filed on April 26, 2018, by the American Association of Retired Persons (AARP) and the states of California, New York and Oregon. The motions were a last-ditch attempt to salvage the Department of Labor’s Fiduciary Rule. With the… Read More


Breaking News: States, AARP move to save the DOL Fiduciary Rule

Three states and the AARP work to salvage DOL Fiduciary Rule California, New York and Oregon — and the American Association of Retired People (AARP) — have made a last-ditch effort to save the DOL Fiduciary Rule. In a motion filed with the Fifth Circuit Court today, these states and the AARP are seeking to… Read More


We asked our general counsel what could happen with the Fiduciary Rule.

Here are some potential next steps for the Department of Labor’s case in the Fifth Circuit Court of Appeals. Many questions remain about the fate of the Department of Labor’s Fiduciary Rule following the Fifth Circuit’s opinion vacating the rule on March 15, 2018. Is the rule dead? It’s not so simple. The answer to… Read More

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Protect Your Practice: Client File Record-keeping Considerations

Let’s do a compliance-inspired thought experiment. You met a married couple at a client seminar and have had a couple of follow-up meetings with them. Based on your initial discussions, it appears a fixed index annuity recommendation may be in their best interest, and you’re busy preparing some proposals for them to consider. Their grandkids,… Read More