Life Archives - Creative Edge

Have you checked out the most recent enhancements of Symetra’s IUL?

Symetra has introduced crediting strategy additions and new illustration updates. These changes deliver better illustrative performance at a broader range of illustrative rates. Symetra has added new Base Index Strategies to Accumulator IUL, for a total of nine diversified index crediting strategies.¹ Base Index Strategies: Guaranteed credits, lower participation rates and/or index caps. The new… Read More


Single Premium Life Selling Secrets Revealed!

Many advisors serve a customer base who want and need the protection and benefits of Single Premium Life. In particular, the availability of accelerated benefits to help fund long-term care and home health care expenses is in high demand. Despite this need, many agents say, “I’d love to sell Single Premium Life, I just don’t… Read More


Selling GULs or NLGs? Try this one on for size.

July 24 2018

by Steve Baum

If you haven’t taken a look at Lifetime Foundation ELITE, you probably should. I’m running several illustrations for this product and it’s highly appealing to clients. Here’s why it’s worth taking a look at … the new product aims at death benefit products by offering a simple design, competitive premiums and market-leading guarantee durations. The… Read More


Delaware Life Introduces Life Target Income 10

Delaware Life Introduces Life Target Income 10 It’s a flexible premium deferred fixed index annuity built for clients focused on retirement income planning and looking for guaranteed lifetime income. Delaware Life Target Income 10SM also delivers competitive accumulation potential and principal protection. Highlights include: There is no direct downside market risk to your money. Guaranteed… Read More


F&G Power Producer Program

Here’s how the Power Producer Program works: Each year we set a Power Producer qualification level. Producers earn credits throughout the calendar year and can combine both their annuity and life sales. The 2018 qualification level to earn one credit is 1.5 million points. $1 of FIA premium is equal to 1 point and $1… Read More


New Index Crediting Strategies on Symetra’s Accumulator IUL

Have you checked out the new Index Crediting Strategies on Symetra’s Accumulator IUL? Flexibility is a key component in any type of planning, and insurance planning is no exception. That fact alone makes the addition of new index crediting options to an already compelling IUL from Symetra a good thing. When these additions, including an index… Read More


AIG: Faster Coverage on IUL and VUL Policies? OH YEAH!

March 19 2018

by Creative Life Sales Team

With AIG, beginning April 16, 2018, Max Accumulator + and AG Platinum Choice VUL 2 can be processed with non-medical underwriting1… Non-med underwriting details >> Meaning, a purchase process that is simpler for your client, faster for us to support, and easier for you to complete! No labs, APS’s, Para-meds, or physical exams. Easy processing… Read More


The Power of IUL

March 13 2018

by Creative Life Sales Team

The Best IUL Product Becomes ELITE In the indexed universal life space, we are the experts. Does your indexed universal life (IUL) carrier: Trace its origins to the beginning of the IUL marketplace? Employ people with firsthand knowledge and experience gained by developing and marketing products that have led the IUL industry? Use product designs… Read More


The Conversation before the Conversation: RSVP Today

Hear from Eleanor Johnson, CPA, CLU, CGMA & National VP of Institutional Sales at John Hancock about how to create a common dialogue that motivates clients to incorporate life insurance into their planning, while at the same time revealing assets and future sales opportunities. Welcome to: The Conversation before the Conversation. Tuesday, March 20 8:30 a.m…. Read More


Find out how to roll out money from your client’s 401(k) anytime without penalty

What is an In-Service Alternative Rollover? The In-Service Alternate Rollover is a revolutionary process that has made it possible to transform financial planners’ businesses across the nation. An In-Service Alternate Rollover (ISAR) process allows your clients to rollover money that was formerly inaccessible. Roll money out of your client’s 401(k) into an independent retirement account (IRA)… Read More