Life Archives - Creative Edge

If Indexed Universal Life Was Like Football

OK football fans, if you’re tiptoeing in the IUL market, take a look at NACOLAH’s flyer on IUL. It has a great analogy that shows the main advantages of index accounts that shields from negative returns through a zero-percent floor.  Right now, NACOLAH’s IUL is one of our leading products—it’s well priced and has excellent… Read More

Related terms: Life



Life Policy Reviews are Overlooked Opportunities

February 21 2019

by Steve Baum

Right now, is the perfect time to begin scheduling policy reviews! Not only does life change from year to year, but life insurance products can also change over time.  As you meet with your clients, here are a few items to consider: Could your client retain the same coverage, but at a lower cost? Is… Read More

Related terms: Life



Variable Universal Life: Place Your VUL with Us!

February 1 2019

by Mark Shelton

Place Your VUL Business with Us! Access not one, but several of the top-selling variable life insurance carriers and enlist our team to process your VUL paperwork. We’ll ensure cases are in good order to speed up the placement process, position the case with underwriters and negotiate carrier offers on your behalf. If you’re not… Read More

Related terms: Life



Use Redtail to streamline your firm

CreativeOne has partnered with Redtail to offer discounted services. In order to run an efficient business, it is imperative to have a system in place to streamline your customer database processes.  Being organized can directly impact your bottom line. The best part? All contracted agents can receive a discount through CreativeOne. Already have a CRM?… Read More


Quadrupling a Life Opportunity

See how COLI policy reviews really work Our team reviews in force policies daily, maybe even hourly. For some advisors, it creates a significant stream of new sales. It’s a non-threatening service that creates future opportunities. Reviews can easily add six-digit figures straight to an advisor’s bottom line. Stay tuned, we’ll show you how. It’s… Read More

Related terms: Case Studies, Life



Have you checked out the most recent enhancements of Symetra’s IUL?

Symetra has introduced crediting strategy additions and new illustration updates. These changes deliver better illustrative performance at a broader range of illustrative rates. Symetra has added new Base Index Strategies to Accumulator IUL, for a total of nine diversified index crediting strategies.¹ Base Index Strategies: Guaranteed credits, lower participation rates and/or index caps. The new… Read More


Single Premium Life Selling Secrets Revealed!

Many advisors serve a customer base who want and need the protection and benefits of Single Premium Life. In particular, the availability of accelerated benefits to help fund long-term care and home health care expenses is in high demand. Despite this need, many agents say, “I’d love to sell Single Premium Life, I just don’t… Read More


Selling GULs or NLGs? Try this one on for size.

July 24 2018

by Steve Baum

If you haven’t taken a look at Lifetime Foundation ELITE, you probably should. I’m running several illustrations for this product and it’s highly appealing to clients. Here’s why it’s worth taking a look at … the new product aims at death benefit products by offering a simple design, competitive premiums and market-leading guarantee durations. The… Read More


Delaware Life Introduces Life Target Income 10

Delaware Life Introduces Life Target Income 10 It’s a flexible premium deferred fixed index annuity built for clients focused on retirement income planning and looking for guaranteed lifetime income. Delaware Life Target Income 10SM also delivers competitive accumulation potential and principal protection. Highlights include: There is no direct downside market risk to your money. Guaranteed… Read More


F&G Power Producer Program

Here’s how the Power Producer Program works: Each year we set a Power Producer qualification level. Producers earn credits throughout the calendar year and can combine both their annuity and life sales. The 2018 qualification level to earn one credit is 1.5 million points. $1 of FIA premium is equal to 1 point and $1… Read More