Financial Planning Archives - Page 2 of 3 - Creative Edge

Blueprint to Freedom: A Guide for Going Independent, Part IV

July 14 2014

by Creative Life Sales Team

BLUEPRINT TO FREEDOM PART IV: IMPLEMENTATION You’ve taken the finals steps to freedom, and now it’s time to capitalize on your pre-planning efforts. By identifying those clients who make up your target market, you’ve begun building your awareness and branding yourself as “the expert” – two steps that are essential to growth. It’s at this point… Read More


Blueprint to Freedom: A Guide to Going Independent, Part III

July 9 2014

by Creative Life Sales Team

BLUEPRINT TO FREEDOM PART III: EXECUTION Before making the big announcement that you’re transitioning into life as an independent agent, refine your business goals, develop the strategies needed to capture the eye of your former clients and craft smart tactics to build a network of qualified prospects. When you plan to make your new firm… Read More


Blueprint to Freedom: A Guide for Going Independent, Part I

June 27 2014

by Creative Life Sales Team

BLUEPRINT TO FREEDOM PART I: EVALUATION Evaluating your current business and finding out how to duplicate your success in an independent environment can be difficult, timely and cumbersome. Use this blueprint to walk through the process step by step to leverage existing relationships, set up the groundwork for your transition and maneuver outstanding agreements with… Read More


Concierge Underwriting and the $60 Million Life Case–Part II

This is Part II of an article (Read Part I here) that details an actual life insurance case submitted and placed through CreativeOne. Names and other identifying factors have been changed or omitted to protect the privacy of the parties involved.  Concierge Underwriting to the Rescue Pete’s case presented other challenges beyond its size, namely… Read More


Concierge Underwriting and the $60 Million Life Case–Part I

The following article details an actual life insurance case submitted and placed through CreativeOne. Names and other identifying factors have been changed or omitted to protect the privacy of the parties involved. As the chaos of one of the nation’s busiest airports buzzed around him, “Pete” relaxed in the terminal on a May afternoon waiting… Read More


Beyond the death benefit with life insurance

An alternative way to diversify: life insurance can offer a competitive portfolio option with less volatility. Many clients today are looking for a way to diversify their portfolios without taking more risk than they can confidently handle. Yet, when they think about life insurance, they only think in terms of the benefits surrounding protection against… Read More


Creative supports Senator Hatch in SAFE Retirement Act of 2013

Supporting the fight for the (SAFE) Retirement Act of 2013

Last week celebrated the end of one phase of a legislative process, which may impact the U.S. pensions, annuities and the Employee Retirement Income Security Act (ERISA) tax-qualified sales. In support of the National Association for Fixed Annuities (NAFA), I had the opportunity to join a group of associations in visiting the offices of Senator… Read More


Commander Data

Star Trek: Next Generation was always right in my wheelhouse. I loved the optimistic and technologically advanced view of the future along with the adventure inherent in exploring the unknown. A favorite character was Data (the first to be discovered but second to be created, for aficionados): sentient android or artificially-created being through which the… Read More


Not-so-risky business: The indemnity-style long-term care rider

January 8 2013

by Creative Life Sales Team

As you and all of your business owner clients know, getting started on your own is accompanied by taking a risk. Business success is hardly a sure bet, but taking appropriate precautions and planning carefully can help minimize the potential for obstacles that could damage or dismantle the company you work so hard to build…. Read More


A Moment Is All It Takes

Life insurance awareness is critical to the continued success of your practice not only in September, but year round. As someone who’s worked in this business for more than 20 years, I’ve witnessed a growing number of individuals, families and charities who’ve benefited from a life policy when they least expected. As we proudly launch our Moments in Life campaign, I’d like to take some time to share the details of our first featured story. Not long ago, my own family was dramatically impacted by life insurance, and I learned first-hand just how much of a difference it can make to a family’s future. Here’s the story of my cousin, Kerri, and how one moment completely reshaped our lives as we know them.