Products & Carriers Archives - Page 2 of 3 - Creative Edge

AG 49 Phase 2 to Bring More Changes

Just as the dust has started to settle from Phase 1 of Actuarial Guideline XLIX—better known as AG 49—more changes are coming with Phase 2, effective March 1, 2016. Originally, AG 49 was adopted to provide more uniformity and consistency within the illustrations used to promote the sale of indexed universal life (IUL). To accomplish… Read More


FGL 3% MYGA Rate Accepting Transfers

3.00% Limited Time Only! FG Guarantee-Platinum®  5 Limited Time Interest Rate Special- Now Accepting Transfers FGL’s 3.00%* interest rate special now includes transfers. This will offer more of your clients the opportunity to purchase our FG Guarantee-Platinum® 5 single premium fixed deferred traditional 5 year annuity. Remember: applications are required to be submitted electronically through our… Read More


Part 2: Key Person Insurance in Motion

December 9 2015

by Creative Life Sales Team

The Sale Many advisors immediately think of a death benefit and a term insurance solution when processing a key person case. A more nuanced approach, however, uncovers many other aspects to consider and solutions besides the 10-year-term contract. Consider some of the ways a key employee may be lost to an employer: – Disability. –… Read More


Part 1: Understanding the Difference between BOES and SERPs

November 17 2015

by Creative Life Sales Team

Do you Understand the Difference between BOES and SERPs? Do You Know When to Recommend one Over Another? CreativeOne works in conjunction with the business experts at Principal® Financial Group. They live and breathe Executive Bonus Plans (BOES) and Supplemental Executive Retirement Plans (SERPs) every day, and are only a phone call away. Let us… Read More


Webinar with Fidelity & Guaranty Life: Are You a Power Hitter?

September 24 2015

by CreativeOne - www.creativeone.com

Join Fidelity & Guaranty Life® for a webinar series discussing Fidelity & Guaranty Life Insurance Company’s Power Producer Program. As a life insurance and annuity professional, you excel at helping prepare your clients for a comfortable retirement–but who helps you? The answer: Fidelity & Guaranty Life Insurance Company. At Fidelity & Guaranty Life, when you… Read More


Meet Insurance Goals While Persuing a Healthier Life

Industry leading – client engagements tools have never been this good. In an attempt to redefine life insurance and promote a healthy lifestyle among clients the John Hancock Vitality Program is now available on Accumulation IUL and Protection IUL. This new program offers clients savings on premiums and a variety of other rewards when they… Read More


Bridge the Reverse Discrimination Gap

Join us and be one of the first to market risk management with a fresh perspective.

So called “reverse discrimination” may be a good problem to have, but it is a problem nonetheless. In fact, for the highly compensated executive it can crop up in multiple places: retirement plans, group life insurance and group disability insurance to name a few. Bridging the gap caused by reverse discrimination can be challenging. The… Read More


New Product Designs Unlock Huge Premium Savings

The latest addition to the Accordia product line, Lifetime Foundation, has been available for just over a month. At this early stage in its life cycle, one thing is clear: its exact position in the market is yet to be determined. Don’t let the “new and different” nature of this product get in the way… Read More


Marrying life-expectancy and cash-accumulation strategies

March 24 2015

by Creative Life Sales Team

Accordia LifeTime Foundation IUL

Lifetime Foundation is a first-of-its-kind permanent life insurance product with death benefit guarantees that adjust to your clients’ changing needs. This innovative new approach offers more guaranteed coverage early on when their life insurance needs are likely the greatest, while maintaining a proportional death benefit guarantee in later years when their focus transitions to savings… Read More


Build Your Retirement Income with Power Producer by F&G

Fidelity & Guaranty Life

Not only can you earn deferred compensation through CreativeOne, many of our carriers also provide opportunities to earn retirement income based on production. One of those is Fidelity & Guaranty (F&G) Life, which offers its Power Producer Program to those who qualify. Offer your clients a solid product for their retirement income needs, and earn… Read More