Available exclusively in the Transamerica Secure Retirement Index® II Annuity
Objective: Long-term growth
Approach: Leverages a proprietary asset class forecasting and allocation model that mimics the strategies used by the Solutions & Multi-Asset Group
Asset Classes: Represented by 13 indices and exchange-traded funds (ETFs) with global exposure across equities, bonds, and alternatives. 1
Morgan Stanley Investment Management
- Over $463 billion in assets under management. 2
- The Solutions & Multi-Asset Group apply proprietary quantitative finance techniques to help manage $64 billion in assets for a select group of ultrahigh net worth and institutional investors worldwide. 2
- This time-tested team leveraged the same proprietary techniques and insights to create the NYSE® Expanded Opportunities Index with the aim to provide steady appreciation in changing markets.
“The index is designed with an eye toward the future — not the past.”
Rui de Figueiredo, Ph.D.
Ask your CreativeOne team today for more information about the NYSE® Expanded Opportunities Index today! 800.992.2642
* Backtested performance is hypothetical and has been provided for informational purposes only. Past performance is no guarantee or indication of future
performance. Please see page 3 for backtested performance assumptions and important disclosures.
1 A FIXED INDEX ANNUITY IS NOT A SECURITY and fixed annuity policies are not an investment in the stock market or in financial market indexes. It is not
possible to invest directly in an index.
As of 12/31/2018. Source: Morgan Stanley Investment Management
This material was prepared for general distribution. It is being provided for informational purposes only and should not be viewed as a recommendation.
This material was designed to provide information on the NYSE® Expanded OpportunitiesTM Index and should be used in conjunction with the Transamerica
Secure Retirement Index® II (TSRI II) fixed index annuity materials. It does not describe the TSRI II product or historical crediting rates of the product. For more
information on TSRI II, please ask your insurance and/or financial professional for a product brochure. Fixed index annuities are not an investment and do not
directly invest in the equities market or any index. It is not possible to invest directly in an index.
Backtested performance is hypothetical and has been provided for informational purposes only.
Source: NYSE. The NYSE® Expanded OpportunitiesTM Index was established 10/19/18. Appreciation before this date is backtested by applying the NYSE®
Expanded OpportunitiesTM Index strategy, which was designed with the benefit of hindsight, to historical financial data. Past performance is no guarantee or
indication of future performance. For clarity, for the iShares iBoxx USD High Yield Corporate Bond ETF (HYG) which had an original inception date of 4/4/07 and listing
date of 4/11/07, the ICE BofAML US Large Cash Pay High Yield Index (JBIG) was utilized as a proxy Index for the high yield asset class component in the index back history
calculations from 12/31/04 to 4/10/07. In addition to transaction and access costs, the HYG expense ratio of 0.50% was also applied to the JBIG historical time series for
inputting into the index back history calculations. The returns of the proxy Index JBIG do not reflect the hypothetical returns of HYG, which would have been different, and
may even been significantly different, if it had been active, during the period in question. Allocations to an index account are not an investment in the stock market or indexes
nor do they participate directly in any equities, commodities, fixed income, or currencies. Interest credited may be lower than the annual index growth rate if an optional rider
is elected for an additional fee.
Source ICE Data Indices, LLC, is used with permission. “NYSE®” is a trademark of NYSE Group, Inc. an affiliate of ICE Data Services, including ICE Data Indices, LLC or its
affiliates (“ICE Data”) which shall be licensed, along with the NYSE® Expanded OpportunitiesTM Index (“Index”) for use by Transamerica Life Insurance Company in connection
with the Transamerica Secure Retirement Index® II Annuity (the “Product”). ICE Data Indices, LLC shall be the Index Sponsor and the Index Administrator. The intellectual and
other property rights to the methodology and formula of the Index which shall be utilized under license by ICE Data are owned by Morgan Stanley Investment Management
Inc. (“MSIM”). Neither Transamerica Life Insurance Company nor the Product, as applicable, is sponsored, endorsed, sold, or promoted by ICE Data, its affiliates, its Third-Party
Suppliers including MSIM (“ICE Data and its Suppliers”). ICE Data and its Suppliers make no representations or warranties regarding the advisability of adopting a strategy
or purchasing the Product particularly, the Trust or the ability of the Index to track general market performance. Past performance of an Index is not an indicator of or a
guarantee of future results. ICE Data Services is the marketing name used for ICE Data Services, Inc. and its subsidiaries globally, including ICE Data Pricing & Reference Data,
LLC, Interactive Data (Europe) Ltd., and ICE Data Services Australia Pty Ltd. ICE Data Services is also the marketing name used for ICE Data Derivatives, Inc. and its subsidiaries
globally, ICE Data Indices, LLC, and certain other data products and services offered by other subsidiaries of Intercontinental Exchange, Inc. (NYSE:ICE).
ICE DATA AND ITS SUPPLIERS DISCLAIM ANY AND ALL WARRANTIES AND REPRESENTATIONS, EXPRESS AND/OR IMPLIED, INCLUDING ANY WARRANTIES OF
MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE, INCLUDING THE INDICES, INDEX DATA, AND ANY INFORMATION INCLUDED IN, RELATED TO,
OR DERIVED THEREFROM (“INDEX DATA”). ICE DATA AND ITS SUPPLIERS SHALL NOT BE SUBJECT TO ANY DAMAGES OR LIABILITY WITH RESPECT TO THE ADEQUACY,
ACCURACY, TIMELINESS, OR COMPLETENESS OF THE INDICES AND THE INDEX DATA, WHICH ARE PROVIDED ON AN “AS IS” BASIS AND YOUR USE IS AT YOUR OWN RISK.
“Morgan Stanley” refers to the asset management division of the firm, Morgan Stanley Investment Management.
Neither Transamerica nor any of its affiliates are affiliated with ICE or its affiliates or Annexus or its affiliates.
Optional living benefit rider fees may reduce the policy value. All guarantees are subject to the claims-paying ability of the issuing company.
Transamerica Secure Retirement Index® II fixed index annuity issued by Transamerica Life Insurance Company in Cedar Rapids, Iowa. Not available in New York or Montana.
All policies, riders, and forms may vary by state, and may not be available in all states: ICC14 FIA0214, NIC14 FIA0214(FL), ICC14 RDR50214
© 2019 Transamerica Life Insurance Company