Reasons to Sell John Hancock’s New Critical Illness Benefit Rider

A Critical Part of Your Clients’ Planning

Make John Hancock’s new Critical Illness Benefit rider a key part of your clients’ planning.

Take a look at the reasons:

  • Provides a lump-sum payment that’s separate from the death benefit.

  • Secures a predetermined benefit amount.

  • Offers all-in-one underwriting.

  • Creates a winning combination of comprehensive coverage with the Long-Term Care rider and John Hancock Vitality.

Reasons to sell the critical illness benefit rider >>

Questions? Contact your John Hancock salesperson or National Sales Support at 888-266-7498, option 2.


The Critical Illness Benefit Rider provides a one-time lump-sum benefit for covered critical illnesses subject to eligibility requirements. The benefit will not be paid for critical illnesses initially diagnosed before the rider effective date or during the waiting period. See the product producer guide for additional details. The rider is not available in all states and state variations may apply.

The Long-Term Care (LTC) rider is an accelerated death benefit rider and may not be considered long-term care insurance in some states. There are additional costs associated with this rider. The Maximum Monthly Benefit Amount is $50,000. When the death benefit is accelerated for long-term care expenses, it is reduced dollar for dollar, and the cash value is reduced proportionately. Please go to your John Hancock producer website to verify state availability.
Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.
Insurance policies and/or associated riders and features may not be available in all states.
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02210 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

LIFE-2595   2/18    MLINY021418095

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