The Industry-Leading Resource
for Independent Financial Professionals

This game is anything but fair


Creative is taking your expectation level up a notch with the introduction of our new producer's Maximum Compensation Plan. With five ways to get paid, including the first IMO-provided deferred comp plan offered at zero cost to agents, say goodbye to all IMOs being equal.

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Carrier ratings: The whole story


When you hear about a carrier with a B++ rating, what does it really mean? Take a deeper look at the three most important factors that determine ratings, and learn why you can confidently recommend products provided by these carriers to clients.

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The comforts & benefits of whole life


Despite the evolution of features and benefits offered by different types of life insurance, whole life continues to be a viable option for many clients. Discover the nuts and bolts of this powerful product and why the current low-interest-rate environment is bringing people back to the basics.

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  • Who is your annuity with?

    Sometimes the simplest questions can generate the best results

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  • A multi-faceted solution for a secure future

    The features and benefits of today’s indexed universal life (IUL)

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