Athene Benefit 10 Available in MN, IL and CT

January 26 2015

by CreativeOne - www.creativeone.com

The Athene Benefit 10^SM fixed indexed annuity is now available in Minnesota, Illinois and Connecticut.

Product Features:

10-year surrender charge period
Enhanced Benefits Rider included (with an annual Rider Charge)
All rider benefits calculated from a single Benefit Base
8% Benefit Base Rate for contract years 1-10 (simple interest credited on each Contract Anniversary)¹
Premium Bonus applied to the annuity’s Accumulated Value (not available in CT)²

Early Lifetime Income Withdrawal Bonus - initial Lifetime Income Withdrawal will be increased by a specified percentage if elected in contract years 2-7

Minnesota Rider Benefits

Lifetime Income Withdrawals
Enhanced Income Benefit³
Confinement Benefit³
Rider Death Benefit³

Connecticut & Illinois Rider Benefits

Lifetime Income Withdrawals
Rider Death Benefit

NAIC Suitability Training

Annuity product training to comply with NAIC Annuity Suitability Model is available for new agents in all states where Athene Annuity and Life Company (Athene IA, formerly Aviva) products are approved for sale.4 All producers must complete the training in order to sell Athene IA products. You can access Athene’s Annuity Training Site here.

Want to Learn More?

Visit the Benefit 10 Annuity Education Center on Athene Connect.
Please refer to the attached rate card and state availability map for further details.

If you have any questions, please contact your CreativeOne sales team at 800.992.2642.

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC.

¹Simple Interest is credited until the earlier of the older Annuitant turning Attained Age 85, the client begins Lifetime Income Withdrawals, or until Premium less withdrawals equal zero. Simple interest of 5% credited after Contract Year 10.

²Premium Bonus annuities include a Premium Bonus Vesting Percentage Schedule and may include a lower Cap Rate or other limitations not included in similar annuities that don’t offer a Premium Bonus feature.

³Benefits depend on eligibility.

⁴Athene Annuity and Life Company, which was formerly known as Aviva Life and Annuity Company, is headquartered in West Des Moines, IA. Athene Life Insurance Company of New York, formerly known as Aviva Life and Annuity Company of New York, has its Home Office in Nyack, New York.

Athene Benefit 10 with Enhanced Benefits Rider [GEN10 (04/14), EBR (04/14)] and Athene Benefit 10 Select with Enhanced Benefits Rider [TBS10 (09/12) SR or TBS10 (09/12) NB, EBR (04/14)], is issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Product not available in all states.