Paul McGillivraySenior Vice President, Advanced Marketing - Creative Edge

The American Pathway® Deferred Income Annuity (DIA) is now available today as a Qualified Longevity Annuity Contract (QLAC.) Under recent IRS regulations, DIA’s can be purchased with IRA funds and defer distributions well beyond 70 1/2. If the DIA is also a QLAC, the required minimum distribution (RMD) requirement on those IRA funds will be… Read More

Barron’s, one of America’s premier financial magazines, recently published its fourth annual review of “The Best 50 Annuities” which reveals 50 carefully selected annuities and compares and contrasts the primary income annuity alternatives, including variable annuities, deferred income annuities, immediate income annuities and of course fixed index annuities. Now CreativeOne is giving you exclusive access… Read More

Have you noticed what seems like a 10-fold increase in the number of articles on when to claim one’s Social Security retirement benefits? It’s as though we’re witnessing a 2012 phenomenon. The Wall Street Journal, New York Times, Forbes, several financial industry publications, and various consumer-facing magazines and newspapers all have opinions on when individuals or couples should claim their Social Security Income and why. A few companies have even been marketing their Social Security “claiming” guides, calculators and client seminars to address the issue. The goal of all these tools and articles is to help users and readers learn how to maximize the income benefit.

Indexed annuities today present a number of encouraging features, from principal protection and lifetime income benefits to the opportunity to capture a portion of the market’s upside potential without being exposed to its downside risk. We’ve seen products offer interest crediting strategies based on a variety of indices, many of which are familiar to both you and your clients. But with the introduction of the new 5 Year Annuity Linked TVI index crediting option available with the Total Value Annuity (TVA) from Security Benefit Life Insurance Company (Security Benefit), we have many producers wondering, “Is it even real – and what can it really mean for my clients?”