Planning Tools Archives - Page 3 of 3 - Creative Edge

A wise man once said, “Productivity is never an accident. It is the result of a commitment to excellence, intelligent planning, and focused effort.” So why is it so many business owners still don’t have a solid plan for success? Now is a great time to take a look at what’s working in your practice… Read More

Last spring, Creative’s Chief Information Officer, Robert Wingerter, gave a rousing presentation to our elite Tailor Made producers about the importance of evolving technology in the advisor’s business. He highlighted the growing number of agents who were integrating tablet technology – more specifically the iPad® – into their businesses for streamlining processes and improving communication…. Read More

Have you noticed what seems like a 10-fold increase in the number of articles on when to claim one’s Social Security retirement benefits? It’s as though we’re witnessing a 2012 phenomenon. The Wall Street Journal, New York Times, Forbes, several financial industry publications, and various consumer-facing magazines and newspapers all have opinions on when individuals or couples should claim their Social Security Income and why. A few companies have even been marketing their Social Security “claiming” guides, calculators and client seminars to address the issue. The goal of all these tools and articles is to help users and readers learn how to maximize the income benefit.

Many of us can remember simpler times and a slower pace of life. Back in the good ‘ole days, goods and services were provided by people you knew by name, who lived in your neighborhood, and who visited just to check on your children or catch up on any family news. There were fewer choices, and no one seemed to mind. The milkman would bring whole dairy milk to your door each week, and families enjoyed the vitamins and nutrients this product offered. But with the advent of new technologies, individuals began going to the grocery store to buy milk in 2%, 1% and skim varieties to enjoy a different set of nutritional benefits.