CreativeOne Adds OneAmerica® to its Carrier Arsenal

In order to provide a broader range of products and services, CreativeOne is expanding its asset-based, long-term care (LTC) offerings by representing an A+ rated* insurance and financial service organization, OneAmerica®.

Unlike traditional LTC insurance, OneAmerica Care Solutions® are based on tangible assets (life insurance or annuities) that may be tapped to pay for care when needed. “While traditional policies are right for many people,” says president, partner and chief executive officer Mike Miller, “Asset-based alternatives from OneAmerica will appeal to many others.”

Why asset-based LTC? Four key reasons:

  • Premiums and benefits are guaranteed – they can’t change.
  • If LTC benefits are never used, or part of them are used, money isn’t lost. Funds not used for long-term care go to beneficiaries tax-free.
  • Funds can be accessed, if needed, for any purpose.
  • Those who don’t qualify for traditional LTC insurance, for health or other reasons, may find options with asset-based LTC.

OneAmerica Care Solutions are now available through state-certified LTC insurance agents with CreativeOne. These asset-based products include annuities and life insurance with LTC benefits.

“Joining forces with OneAmerica provides our agents with a wider selection of much-needed products,” says Miller.

CreativeOne also represents several other leading insurance carriers.Both CreativeOne and OneAmerica have a strong reputation of integrity and service within the financial services industry.

“Asset-based long-term-care solutions can be a means to mitigate long-term-care risk and create stronger retirement strategies,” says Chris Coudret, CLU, ChFC, Vice President and Chief Distribution Officer, OneAmerica Care Solutions. “That’s why we’re seeing financial professionals and consumers alike drawn to these products. Promoting our offerings through CreativeOne is an ideal way to help financial professionals provide the unique and versatile solutions their clients seek.”

About OneAmerica®

A national leader in the insurance and financial services marketplace for 140 years, the companies of OneAmerica help customers build and protect their financial futures. OneAmerica offers a variety of products and services to serve the financial needs of their policyholders and customers. These products include retirement plan products and recordkeeping services, individual life insurance, annuities, asset-based long-term care solutions and employee benefit plan products. Products are issued and underwritten by the companies of OneAmerica and distributed through a nationwide network of employees, agents, brokers and other sources who are committed to providing value to our customers. To learn more about our products, services and the companies of OneAmerica, visit

CP-0938 – 2017/5/22


OneAmerica® is the marketing name for the companies of OneAmerica.

Products issued and underwritten by The State Life Insurance Company® (State Life), Indianapolis, IN, a OneAmerica company that offers the Care Solutions product suite. Not available in all states or may vary by state. All guarantees are subject to the claims paying ability of State Life.

*On July 28, 2016, The State Life Insurance Company® was rated A+ (Superior) by A. M. Best. This is the second highest of 16 possible ratings assigned by the agency.

CreativeOne and Client One Securities are not affiliates of State Life and are not OneAmerica companies.

FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE GENERAL PUBLIC. Broker-Dealer and Investment Advisor services provided by Client One Securities LLC, Member FINRA/SIPC. Client One Securities LLC is a wholly owned subsidiary of CreativeOne.

CP-0957 – 2017/5/26


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