Products & Carriers Archives - Page 3 of 3 - Creative Edge

So called “reverse discrimination” may be a good problem to have, but it is a problem nonetheless. In fact, for the highly compensated executive it can crop up in multiple places: retirement plans, group life insurance and group disability insurance to name a few. Bridging the gap caused by reverse discrimination can be challenging. The… Read More

The latest addition to the Accordia product line, Lifetime Foundation, has been available for just over a month. At this early stage in its life cycle, one thing is clear: its exact position in the market is yet to be determined. Don’t let the “new and different” nature of this product get in the way… Read More

Lifetime Foundation is a first-of-its-kind permanent life insurance product with death benefit guarantees that adjust to your clients’ changing needs. This innovative new approach offers more guaranteed coverage early on when their life insurance needs are likely the greatest, while maintaining a proportional death benefit guarantee in later years when their focus transitions to savings… Read More

Not only can you earn deferred compensation through CreativeOne, many of our carriers also provide opportunities to earn retirement income based on production. One of those is Fidelity & Guaranty (F&G) Life, which offers its Power Producer Program to those who qualify. Offer your clients a solid product for their retirement income needs, and earn… Read More

Last week celebrated the end of one phase of a legislative process, which may impact the U.S. pensions, annuities and the Employee Retirement Income Security Act (ERISA) tax-qualified sales. In support of the National Association for Fixed Annuities (NAFA), I had the opportunity to join a group of associations in visiting the offices of Senator… Read More

Star Trek: Next Generation was always right in my wheelhouse. I loved the optimistic and technologically advanced view of the future along with the adventure inherent in exploring the unknown. A favorite character was Data (the first to be discovered but second to be created, for aficionados): sentient android or artificially-created being through which the… Read More

As you and all of your business owner clients know, getting started on your own is accompanied by taking a risk. Business success is hardly a sure bet, but taking appropriate precautions and planning carefully can help minimize the potential for obstacles that could damage or dismantle the company you work so hard to build…. Read More

The month of February leads many people to think of everything from cupids and engagements to roses and diamonds. Merriam-Webster defines the word diamond as “a native crystalline carbon that is the hardest known mineral that is usually near colorless.” Most women define diamonds as the ultimate gift of love. The true beauty of a diamond can be enhanced by the proper cutting of the stone – known as faceting. This process is designed to allow the gem to reflect light and must be carefully adjusted to maximize optical performance.

Many of us can remember simpler times and a slower pace of life. Back in the good ‘ole days, goods and services were provided by people you knew by name, who lived in your neighborhood, and who visited just to check on your children or catch up on any family news. There were fewer choices, and no one seemed to mind. The milkman would bring whole dairy milk to your door each week, and families enjoyed the vitamins and nutrients this product offered. But with the advent of new technologies, individuals began going to the grocery store to buy milk in 2%, 1% and skim varieties to enjoy a different set of nutritional benefits.