Exploring the “De-Accumulation” Side of Annuities

Over the last 10 years, more than $2.3 trillion of annuity products have been sold in the United States. The overwhelming majority of those sales were into deferred annuity products with the primary intention of tax-deferred growth.

Join us for one (or all!) of the webinars in CreativeOne’s Webinar Series: Exploring the “De-Accumulation” Side of Fixed and Fixed Indexed Annuities. This new webinar series will explore the second part of the fixed and fixed indexed annuity life span, the “de-accumulation” phase.

The webinar series includes:

Income Series 101: Accessing Funds during Deferral

November 12, 2015 | 10:30 A.M. CST

In 2014, more than 94 percent* of all annuities sold in the United States were deferred annuity products. The nature of the deferred annuity is to provide clients with a safe place for their funds to grow tax-deferred until a later date, but what if your client needs to access their money before the date arrives? Join us for a look at the various ways your clients can access the funds in a deferred annuity.


Income Series 102: Income Riders

November 19, 2015 | 10:30 A.M. CST

Currently, more than 70 percent of all fixed indexed annuities purchased in 2014 were sold with an income rider. Join us as we dive into the mechanics of income riders: how they work, where they fit and why consumers want them.


Income Series 103: Income Riders vs Income Annuities

December 10, 2015 | 10:30 A.M. CST When it comes to providing clients with an income they can’t outlive, an annuity can be an excellent choice. But, which type is the best? Join us for a discussion of the strengths and weaknesses of deferred annuities with income riders versus income annuities.


Income Series 104: 72(q) vs 72(t), Accessing Funds while Avoiding the Pre-59 ½ Penalty

December 17, 2015 | 10:30 A.M.CST

Taking annuity distributions prior to age 59½ comes with a 10 percent early withdrawal penalty from the IRS. Join us as we review the 72(q) and 72(t) distributions to learn how, if done correctly, the 10 percent penalty can be avoided.


We hope you can join us for this informative series!


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