Lincoln Retirement SafeGuard now available in California

Lincoln Retirement SafeGuard℠

Don’t forget — The Lincoln Retirement SafeGuard℠ is now available in California!

Knowing you have a retirement income plan with flexibility that’s SafeGuarded from market turns with the opportunity for growth can help your clients rest easier as they prepare for retirement. Together with Lincoln Financial Group and BlackRock we can help to customize a plan that fits your clients’ retirement income needs.

The Lincoln Retirement SafeGuard℠ fixed indexed annuity will help your client to grow their retirement savings and provide protected lifetime income.


Clients will have the choice between a no fee income rider and an income rider with a fee. In addition to the other features offered on annuities like principal protection, tax deferral, and a death benefit for beneficiaries, Lincoln Retirement SafeGuard℠ delivers:
Growth potential Guaranteed lifetime income Protected income for life with access and control Provide a legacy for loved ones
Standard vs Enhanced Riders
Take Action Now
Complete your NAIC training and add this solution to your sales arsenal!


NAIC Training Link: https://secure.reged.com/TrainingPlatform/
Course Title: Lincoln Retirement SafeGuard℠ Training for MSG
DTCC course ID: MSG_NAIC1
Passcode: LincolnMSG

For additional information and to start contracting, call us today.

800.992.2642

Lincoln Financial Group® affiliates, their distributors, and their respective employees, representatives, and/or insurance agents do not provide tax, accounting, or legal advice. Please consult an independent advisor as to any tax, accounting, or legal statements made herein.

A fixed indexed annuity is intended for retirement or other long-term needs. It is intended for a person who has sufficient cash or other liquid assets for living expenses and other unexpected emergencies, such as medical expenses. A fixed indexed annuity is not a registered security or stock market investment and does not directly participate in any stock or equity investments, or index. The index used is a price index and does not reflect dividends paid on the underlying stocks.

Lincoln Retirement SafeGuard℠ fixed indexed annuities (contract form ICC18-624 and state variations) are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so. Contractual obligations are subject to the claims-paying ability of The Lincoln National Life Insurance Company.

The exact terms of the annuity are contained in the contracts and any attached riders, endorsements and amendments, which will control the issuing company’s contractual obligations. For more information about the annuity, please contact your representative.

Income taxes are due upon withdrawal and if withdrawn before age 59½, an additional 10% federal tax may apply. Withdrawals and surrenders may be subject to surrender charges and a Market Value Adjustment.

There is no additional tax-deferral benefit for contracts purchased in an IRA, since they are already afforded tax-deferred status.

Product and features are subject to state availability. Limitations and exclusions may apply. Not available in New York.

Not a deposit Not FDIC-insured Not guaranteed by any bank or savings association May go down in value
Not insured by any federal government agency


Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates.

Affiliates are separately responsible for their own financial and contractual obligations.

LCN-2225869-082818
FIA-MSGCS-EML001_Z02

©2018 Lincoln National Corporation

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