Need a hand explaining North American SDA X?

Need a little help or clarification explaining North American’s Strategic Design Annuity (SDA X)?  Check out this quick video touching on some key points that SDA X might be able to offer to your clients today!



For additional information on the SDA X click here to access a copy of the client friendly product flier.  Or get in touch with your CreativeOne sales team today at 800.992.2642

Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company.
They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market
downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value
for additional optional benefit riders could under certain scenarios exceed interest credited to the accumulation value, which would result in loss of premium.
They may not be appropriate for all clients.
Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be
available in all states or appropriate for all clients. See product materials for further details, specific features/options, and limitations by product and state.
The Strategic Design AnnuitySM X is issued on form NA1013A/ICC18-1013A.MVA (contract).
1. The embedded benefits rider is included automatically for an annual charge of 0.95% of the GLWB Value. The roll-up is only applied to the GLWB Value,
which is a value used only for determining the Lifetime Payment Amounts. The GLWB Value is not the same as the contract Accumulation Value and may
not be used for partial withdrawals, full surrender or as a death benefit.
2. Withdrawals during the surrender charge period will be subject to surrender charges and possibly a market value adjustment.
3. “Income”or “lifetime income” refers to guaranteed payment of lifetime payment amounts (“LPAs”) as defined in the rider. It does not refer to interest credited
to the contract. You should consult with your own tax advisor regarding tax treatment of LPAs, which will vary according to individual circumstances.
4. See product brochure for more information on the ADL definitions and qualifications. This benefit is not available when the accumulation value equals
Withdrawals taken prior to age 59 1/2 may be subject to IRS penalties

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