February 2016 - Creative Edge

Showcase Your Experience with Producer Spotlight

In 2015, online video became the number-one communication content medium for consumers! Consumer viewership is based on three categories: Entertainment. Information. Education. Social media networks have significantly contributed to video popularity by launching their own indigenous video platforms in an effort to prevent subscribers from leaving their websites for YouTube and VIMEO. Corporate America and… Read More

FGL: MYGA Special Interest Rate Increased to 3.15 percent

February 25 2016

by CreativeOne - www.creativeone.com

FGL MYGA Special 3.15% Interest Rate For applications received on or after February 26th, 2016, the special interest rate on the FG Guarantee-Platinum® 5 single premium fixed deferred traditional annuity will increase from 3.00% to 3.15%. This special rate will end on March 11, 2016 subject to the following transition rules: Applications received on February… Read More

Part 3: Niche Alert – You Don’t Know BOES-NQDC

February 17 2016

by Creative Life Sales Team

Niche Alert: You Don’t Know BOES — NQ Deferred Compensation Did you know Principal’s nonqualified deferred compensation (NQDC) platform is available to all CreativeOne advisors and producers? What may not be apparent is how to use it to win cases and grow your revenue. Whether you need front-end resources like training and fact finders or largely misunderstood elements like… Read More

How Annuities Could Be Transformed with the DOL Fiduciary Rule

On April 14, 2015, the Department of Labor (DOL) issued their long-awaited and hotly debated fiduciary rule. The proposed rule is the department’s latest attempt to protect investors from conflicting investment advice and toughen the standards for advisors working with retirement income. However, many of the details of the new rule are confusing and leave… Read More

Nationwide YourLife CareMatters as a Tool in Advanced Planning

February 15 2016

by CreativeOne - www.creativeone.com

Explore opportunities for linked benefit long-term care solutions outside the individual client market

 during this informative webinar. Join us to learn: The value of using Nationwide YourLife CareMatters in an Irrevocable Life Insurance Trust (ILIT). Long-term care — the new executive benefit. Using CareMatters in buy/sell agreements. Case study: Multiple needs met with one solution…. Read More

AG 49 Phase 2 to Bring More Changes

Just as the dust has started to settle from Phase 1 of Actuarial Guideline XLIX—better known as AG 49—more changes are coming with Phase 2, effective March 1, 2016. Originally, AG 49 was adopted to provide more uniformity and consistency within the illustrations used to promote the sale of indexed universal life (IUL). To accomplish… Read More

What It Takes to Be Successful at Prospecting

In the November 2015 issue of Research:, industry veteran Bill Good wrote about what it takes to be successful at prospecting. Below is a recap of Good’s article. There are times when things aren’t working the way they should in prospecting, which should signal you to stop and think. You can usually fix any prospecting… Read More

Higher Caps for S&P Crediting Strategy

Delaware Life FIAs: Higher Caps for S&P Crediting Strategy Exciting news! Effective February 1, 2016, Delaware Life will be increasing the caps, available in Retirement Stages 7 SM Fixed Index Annuity and Retirement Chapters 10 SM Fixed Index Annuity, for the S&P Annual Point to Point with Cap crediting strategy: Retirement Stages 7 SM               … Read More

A Turnkey Seminar: Retirement Income Planning

There may be no greater way to make a good impression among several prospects at once than with a seamless seminar presentation. Don’t spend your time creating materials for your next seminar when we already have them assembled for you! Introducing CreativeOne’s Retirement Income Planning seminar. Today, retirees and pre-retirees are concerned whether they’ll have… Read More