May 2014 - Creative Edge

New Heights℠ BalancedAllocation Strategy® Changes Effective June 1, 2014

Balanced Allocation Strategy Changes Effective June 1, 2014 Nationwide will be making changes to the Balanced Allocation Strategy (BAS) for any new issued New Heights Fixed Indexed Annuity contracts. For some BAS options the Strategy Spread is being increased, and for other BAS options the Equity Indexed Allocation is being decreased. Ratelock Procedures for New… Read More

A Perfect Seminar Confirmation Process

This is the confirmation process that a very successful producer shared with us, noting that he attributed his success with seminar marketing partly to being diligent in following this process to the letter. Properly implemented, the right confirmation process in confirming seminar attendees can not only increase the amount of attendees, but will also increase… Read More

How to use the Social Security Suite in your business

Social Security is one of the most talked about subjects in retirement income planning. It’s one of those rare financial topics that eventually impacts everyone. In fact, according to the Social Security Administration, about 58 million Americans received $816 billion in Social Security benefits in 20131. And yet, even with so many people reaching the… Read More

Increase Your Success by Mastering the Power of Influence

My program, “Sixty-Seconds to Yes!,” has been called controversial because it goes against everything we’ve been taught and told related to sales and selling. I make some seemingly outrageous statements in the beginning of the program such as “selling does not work” and “sales training has not (to this point) worked!” Why do so many… Read More

Nationwide New Heights Fixed Index Annuity – Product Webinar

Join us for a product webinar to learn about the recently launched Nationwide New Heights. Explanation of illustration outputs Payout factor calculation and output Thursday, May 29, 2014 12: 00 p.m. – 1:00 p.m. – EDT Register now

New BalancedChoice® Annuity feature

  Shiller Barclays CAPE US Sector Risk Controlled 10% USD Total Return Index One of the most talked about features of the new BalancedChoice® Annuity (BCA™) is the option to utilize the Shiller Barclays CAPE US Sector Risk Controlled 10% USD Total Return Index. To help you better understand this index and introduce Doctor Robert… Read More

Build Your Retirement Income with Power Producer by F&G

Fidelity & Guaranty Life

Not only can you earn deferred compensation through CreativeOne, many of our carriers also provide opportunities to earn retirement income based on production. One of those is Fidelity & Guaranty (F&G) Life, which offers its Power Producer Program to those who qualify. Offer your clients a solid product for their retirement income needs, and earn… Read More

Concierge Underwriting and the $60 Million Life Case–Part II

This is Part II of an article (Read Part I here) that details an actual life insurance case submitted and placed through CreativeOne. Names and other identifying factors have been changed or omitted to protect the privacy of the parties involved.  Concierge Underwriting to the Rescue Pete’s case presented other challenges beyond its size, namely… Read More

Sentinel Security raises 5-year MYGA rate to 3.3%

Sentinel Security Life introduced new annuity rates for its Sentinel Plan® Personal Choice AnnuityTM, a multi-year guarantee product. These rates are effective May 1, 2014. At 3.3%, the Sentinel Plan® currently offers one of the highest guaranteed rates for a five-year MYGA in the industry. For clietns with a short time horizon, this could be… Read More