Product News Archives - Page 6 of 7 - Creative Edge

EquiTrust Life Insurance Company has experienced remarkable success in the last two years, with 150 percent year-over-year sales growth in 2012. Since 2003, EquiTrust Life’s total invested assets have increased from $2.1 billion to $10.7 billion1 at the end of 2012. Now we are excited to announce a new partnership with Creative Marketing that provides… Read More

Do you look forward to reviewing your annual Social Security statement online? It’s fun to see how much the government “promises” it will provide when you retire, isn’t it? When you think about it, though, you realize you have no control over this government benefit. No control over how much you’re required to pay in… Read More

Annexus announced the following changes on the BalanceChoice Annuity (BCA) and BalancedAllocation Annuity* (BAA) products effective August 12, 2013. 1. Increase in bonus for BCA: BCA 12: 8% bonus BCA 10 and 8: 6% bonus 2. Equity allocation percentage increases: 2% on the BCA 8, 10S and 12 5% on the BAA 12 5% on the BAA 10… Read More

We each make dozens of decisions throughout the day – what to wear to work, whom to call, where to go for lunch, which TV shows to watch, when … well, you get the picture. Our brains never get a rest. So it’s good to know that deciding between growth and stability is a no-brainer… Read More

On July 31, 2013, Annexus announced the following changes: 50 bps bonus comp on BalanceChoice AnnuityTM 8,10,12 until September 30 50 bps bonus comp on BalancedAllocation Annuity® 12 extended until September 30 100 bps bonus comp on Ohio BalancedAllocation Annuity® 10 until September 30 100 bps bonus comp on Texas BalancedAllocation Annuity® 10 extended until… Read More

Athene announced an immediate rate increases of up to 20 basis points on Athene Annuity MYGAs and up to 125 basis points on annual point-to-point index caps in our ATHENE Accumulator 5sm and ATHENE Choice Series FIAs. All business issued beginning today will receive the new rates. Highly competitive interest rates are just one reason to… Read More

Last week celebrated the end of one phase of a legislative process, which may impact the U.S. pensions, annuities and the Employee Retirement Income Security Act (ERISA) tax-qualified sales. In support of the National Association for Fixed Annuities (NAFA), I had the opportunity to join a group of associations in visiting the offices of Senator… Read More

“Everything should be made as simple as possible, but no simpler.” - Albert Einstein* Although 80 years old, Einstein’s comment related to theoretical physics can be applied to today’s income planning solutions. The annuity income sale process has evolved considerably over the last decade. It used to be simple. Just solve for how much payout… Read More

For the millions of boomers moving into their golden years, many are quickly discovering the phrase “this isn’t your parents’ retirement” couldn’t be truer. Traditional retirement plans were often built around the three-legged stool concept, supported by pensions, Social Security Income and savings. Yet today, those legs are wobbly at best. Defined benefit plans have… Read More

For all applications received February 11 through April 15, producers can earn an additional 1% bonus commission on NAC RetireChoiceSM fixed indexed annuities from North American Company for Life and Health Insurance®. Choose a 10- or 14-year surrender charge option, and select from five index options with capped and uncapped crediting methods.1 Then, offer clients… Read More